The Ideal Society Essay Example | Topics and Well Written Essays - 2250 words

The Ideal Society - Essay Example Hence, in such manner, it tends to be asserted that the jobs of criminal equity framework are likewise getting reached out with the expansion in the aforementioned factors (Hargraves, 2006; Davis, 1983). The various elements that are identified with a perfect society, which include correspondence, equity and freedom are seen as interrelated with one another. This can be supported concerning the way that so as to keep up the equalization of correspondence in the midst of the individuals in a general public, equity assumes an irreplaceable job. In such manner, equity will in general rebuff an offender as well as gives the correct judgment to the correct one and keeps up discipline in a general public. Aside from these variables, the pretend by the police, individual governments and military likewise contribute in shaping a perfect society. The administration, legal, police and military are viewed as the legitimate delegates that have certain sacred rights (Hargraves, 2006; Davis, 1983). With this worry, the paper plans to examine about different significant angles that contribute in setting up a perfect society and furthermore a correlation will be made in the midst of these variables to gain a concise comprehension about the present criminal equity framework winning in a general public. While talking about the qualities of law just as request in a perfect society, it will be essential to specify that the prime plan of law is to keep a specific culture running with following certain successful legitimate rules. Exceptionally referencing, to keep up concordance in a general public, both peace should be kept up at the ideal level. To make a perfect society, a general public should be without wrongdoing. Accordingly, to accomplish this target, the thought of criminal law and criminal equity framework assumes a basic job. In this advanced setting, the principle highlight of criminal equity framework is seen to disallow the direct of unlawful

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Universities associated with Granola Board. My first school was The Educators High School for Boys Cantonment Plaza Shallot where I have concentrated till my Matriculation. I passed my registration in 2011. I constantly needed to concentrate abroad and after a ton of research I pick Australia as my goal for additional instruction, since Australia offers an instructive encounter that makes a genuine difference.Australia is a dynamic, lively nation with enthusiastic, cordial individuals. Multicultural Australia is English-talking and a sheltered and neighborly society in which understudies can learn and travel openly. I pick Sydney since Sydney offers an incredible way of life and elevated level of wellbeing, settling on it the main decision for some worldwide understudies. Understudies who decide to concentrate there can be certain they will locate the enchanting mix of a laid-back yet moving spot to consider, learn, and live.I wish to learn at the King's Owns Institute of Sydney, sin ce t offers a one of a kind instructive encounter that cultivates self-conviction, rewards free idea and fills asking minds. Business Management furnish you with both delicate abilities, for example, correspondence, critical thinking and moral comprehension to empower you to work with individuals, just as the hard aptitudes related with specific territories of study, including bookkeeping, processing, financial matters, money, law, the executives, promoting, arithmetic, activities and venture management.Workplace learning subjects will offer key and universal points of view that will set you up for work in local, national and worldwide associations. In the wake of finishing my course in Australia I have a ton of chances to be profited in Pakistan. I can set up my own business just as I will dedicate my administrations to any rumored or Multinational Organization. I will be sufficiently talented to work in any Multinational association as I as of now have the best relational abilitie s. There is a great deal which draws in me to return and render my administrations to any association or to my family business.I accomplished 5. 5 groups, generally speaking in my LILTS test. I for all intents and purposes have order over English language. English is the Basic need of a global understudy. I will be attempting to improve my English language and for that I initially applying to PIPE (Australian Institute of Professional Education) in PUPAE-English for Academic Purposes course. Pakistan is my last goal since I have my locale and family lives here. I am just permitted to concentrate abroad and afterward I need to return and live In Pakistan. I likewise need that.I need to help my family ethically in future. I can't survive without my folks and they will be in Pakistan until the end of time. I have a place with a rich family. My dad maintains his own business, and the name of the organization is Bolder Sports. He trades motorbike calfskin and material pieces of clothing. My dad is my support; he acquires an exceptionally steady and solid salary. My dad likewise has land properties worth millions to ensure that I ought to never confront any issue. I may work low maintenance to gain proficiency with the authoritative culture too and to have Study Study

Cyberbullying and Social Media - Free Essay Example

Did you know that over 25% of teenagers have been bullied repeatedly through cell phones and the Internet? (by Cyber-bullying statistics).(ParaphrasingThis means that over the years teenagers get angry they have been in a suspicious situation in their lives that have been bullied at school and have a mental health in their self that they just cant control themselves that there are consequences like the depres ion Suicidal anxiety.What is cyberbullying? Bien cyberbullying It is the use of the Internet, email, instant messaging, phone calls or other electronic communications to harass or threaten others. Hurrying rumors (which are not true) to the other person on the Internet. We have to prevent children, and adults from always social media. Cyber-bullying is a known problem all over the world. It goes unnoticed as real bullying most of the time, cyber bullying can be very damaging, and sometimes even fatal. More and more people are standing up against it, but theres still a lot of cyber bullies out there. As Charles E., Cyberbullying. Sending abusive messages repeatedly over the Internet or using a mobile phone. The messages are often menacing in nature, and instill the fear that the stalking can move offline and in the real life of the target, even becoming a physical threat (P2).(Paraphrasing)Lets talk about the methods of cyberbullying, one of the reasons why teenagers are abusive in school or social media is due to thugs treats and although the person who is bulling the victim in social media becomes not ENT iend In that those words in social media for example in the message the harassed will tell the victim youre ugly, Pig, your eyes are bigger, something like that is affecting the victim and could make them think of suicide . Posting had pictures or video of someone, saying words that could damage the Person. In addition the majority of young agers adolescents suffer mental health problems when they are intimidated in social media because of friends in social media or at school will also increase feelings of sadness and loneliness, changes in sleep and Eating habits, and Loos of interest in activities. These issues may persist in Adulthood. However approximately around 4.400 Death per year was a suicide of a teenager. According to digital humans, The American Center for Disease Control. For every suicide among young people, there are at least 100 suicide attempts. More than 14 percent of teenage students have considered suicide, and almost 7 percent have tried. Suicide is the third leading cause of death among young people, resulting in about 4.400 deaths from Year. (Paraphrasing)This means that most teenagers are praising suicide because of cyber-bullying, this is happening all the time and its important because I want to tell the guys something Ill never say again about what happened to me hes been killing in Med IO, although high school I have b a victim of cyber-intimidated before in social media or in school just because I was a student of God, shy person, have friends who betray you and say words that could hurt my feelings or someone Talking on my back just because I was a quiet person, shy person, tell me youre so ugly, fat, Ill never kiss you, something like that and it really hurt my feeling, at one point I could bear it more and my self-esteem was so low That Ive been thinking about suicide this kind of thing happened in my past that I dont want to talk to anybody Is Something I remember is in my head all the time. Every Sunday I go to church and pray to God to give me a solution to live my life, and have fun, forget what happens to you and the focus of new things this is my goal In life, Im still here. , I am alive, my mental health is good, I have been in therapist all the time, and now I understand something that the people who harass me will feel a pain in the same way that they treat me and I will never forget how I am a positive human being and I am a strong person who has dreams and goal that The real will come I finish college my life is beautiful, because I have my family with me, thanks mom Lilia, my father Carlos, my sister Karen for the support. I feel alive. On the other hand, schools and parents can prevent cyberbullying from happening ActivitSchool. In the same way we have a very nice staff in the school as, we could trust and converse with our teachers, advisors, security, its principal etc. Although teachers Might have a program call Stop the Violence, this is the sign of students who could join their project to stop cyber-bullying , as for example we have problems with sexting, saying bad words online to hurt the other person, we have the abuse that the bully on the internet is using his sensuality to seduce the victim on the Internet, to intimidate the victim and hurt their Feeling Within. We also have violence in school, like fights in school such as where they were bullied into school raise your hand As The websites of the National Council for the Prevention of crimeITE the definition is,Use of the Internet, cell phones, video games, systems or other technology to send or publish text or images intended to hurt or embarrass anoth er person? (2006, p. 152)(Paraphrasing This means that cyber bullying might be the limitation of using mobile phones or posting on the Internet photos of you naked or something like that and you have to avoid by not using the Internet, besides, you can go to the personal identification measure of the S VIC Timas and PU Blish Ching materials that could Damage His reputation forever. In addition, we also have intimidation blocking application and what this means that many The thugs promoted many goals like seducing the victim to send photos that were imappropriated to send on their phones, and youre starting to wonder what could this affect the victim? Well this could affect your self-esteem and the thugs take the average to admit that they send their photos to the other guys and this is call sexting if not what is sexting As Christy Matte â€Å"By sending sexually explicit messages, photos or video through a cell phone, computer or any digital device. Sexting includes photos and videos that contain nudity or show or simulated sexual acts. It also includes text messages that shoot or propose sexual acts. As adolescents and children social media, applications, and messaging, the risks they will send or receive sexually explicit content have become a concern for parents, teachers, and law enforcement. Sexting is often done as a joke, a way to get attention, or as a flirt. You need to discuss it so your child understands the risks and what to do when you are pressured to Participate (1).(Paraphrasing) This means that When teenagers are sending unpropagated photos with their friends and this could affect their Sexuality as best in fact this could be one of the reasons or consequences your child is going to risk his life by sending photos to his friends and they intimidate him/her. What is false identify? Not bad Falsehood identifies is the reputation of the victim, isolating the victim from Other. Predators You can pretend to be another teenager to attack a victim, but cyberbullies may also hides behind false profiles. According to the Education Week, Many states have passed laws against cyberbullying, and some of those laws They have allowed states to accuse students of crimes for online misconduct. In some cases, false profiles were configured using their victims identity as a means to intimidate and taunt their victim (1). However, false profiles are also used in other ways. In Texas, a teenager committed suicide after Supposedly being Cyberbullied by pairs. The abuse included false profiles that Mostrabann his face placed on a picture of a pig. Of course, childrens depredadoress have also been known to create false profiles to attract victims and groom them. And CNN showed How easy it is for a predator to attract unsuspecting children and teenagers by pret ending to be a new friend. A teenage girl did not think of meeting with whom she thought was a child only a few years older. Instead, a meeting in a park took her to a grown man she didnt know and her father That he was furious. But false profiles have existed since the Internet began.

Culture of Bureaucracy and Development of Autonomy Free Essay Example, 1750 words

Unless somebody has isolated, he/she has to abide by the rules and regulations of the society. Every individual belonging to society are confronted with a set of rules and regulations through which everyone organizes their life together. However, there is a major role of interdependence or what is known as inter-relationship in the social life of an individual. Individual autonomy is therefore defined as the capability of people to monitor their choices, liberally recognize them and project them remaining within the standard of the society. However with the course of time, the capability of an individual diminishes, and thus there is an automatic loss of autonomy. In this respect, there is a need for interdependence. Now in the context of loss of autonomy by an employee of an organization is also observed in the same way. Whenever an employee loses autonomy, it hugely impacts the overall confidence. The motivation of the employees also gets hugely affected due to loss of autonomy. W henever independence is taken away, automatically there is a setback. Employee satisfaction and their retention are one of the biggest challenges of an organization Motivation can be defined as the method that establishes the strengthening values of an outcome (Kalat, 2010, p. 375). We will write a custom essay sample on Culture of Bureaucracy and Development of Autonomy or any topic specifically for you Only $17.96 $11.86/pageorder now In other words, motivation is the process of arousing a particular behaviour which is intended for an objective (Mukherjee, 2009, p. 148). For example, if somebody is motivated to achieve the monthly target and incentive, the individual will try his/her level best to accomplish it. In the context of the project i. e. the most appropriate theory that can be applied to improve motivation in this type of organization is expectancy theory. The expectancy theory of motivation was proposed by Victor vroom (Lacpa, n.d. ). The theory mainly highlights the requirements of linking the rewards directly to the performance of the individual. This is to ensure the fact that the rewards provided are in context with those anticipated and deserved by the employees.

My Favorite Class - 1024 Words

Education, in my eyes, is to learn and be inspired by the knowledge you obtain. School must be a fun place to be in order to grab the attention of the students, or else students would rather be on his or her phone or sleep. My physics teacher, during junior year of high school, is the definition of what school should be. He inspires everyone in the class towards the subject at hand. Due to the inspiration led to knowledge that most people wouldnt have if you run a clock in- clock out outlook. He made the class fun by having group work, labs, class discussion, and experiments that he performed. Mr. Sanfords physics class was my favorite class because the inspiration he gave me, because I am still captured by the subject. Every†¦show more content†¦In a lot of my cases, when people have a question about space and what goes on up there I always have an answer to it. People come to me asking about space facts, and its all because of Mr. Sanford and his physics class. Im to the point where I don’t need a beginners guide on complicated and confusing facts about space, I just know how to interpret that language, because when discussing space it can get complicated. Having the drive to research a topic such as astronomy and all the mysteries that it comes with, really gives you a mindset of researching other thigs as well. I have started researching ancient Egypt, and other anomalous topics, such as the Vatican and all the mysteries that it holds. This desire to know, is all due to Mr. Sanfords class, and ultimately starts very interesting topics with my friends and family. One of the best parts of the class was that it was fun, and that makes school a lot more barrable. At the start of class, Mr. Sanford would play a video or two, which everyone enjoyed. These videos could range from what we were actually learning about, whether it was sound, gravity, or light. Some days he would play us a video of an interesting thing about space research. Most t eachers that play a video people tend to lay their head down and sleep, but in his class, everyone wanted to know what was being said; therefore, everyone paid attention and didnt cause any ruckus. He would also demonstrate physics in action byShow MoreRelatedMy Favorite Class Of The Class764 Words   |  4 Pageslunch bell rings, while most kids’ favorite class of the day is lunch, it is my least favorite. I’ve figured out a way to prevent myself from being pushed around in the halls on the daily since im basically invisible to all of the other kids. Everyone sprints out the door into the hallways while I wait at my desk for about 20 seconds so that by the time I leave the classroom everyone else is already in the cafeteria and out of the halls. I walk to my locker and grab my lunch and book. Everyday I sitRead MoreMy Favorite Class1331 Words   |  6 PagesEver since I could remember, my favorite class as fluctuated from year to year until I reached high school. In elementary school, I dreaded science class because coming up with a topic for the science project was frustrating. When I was younger, I enjoyed language arts class primarily for the grammar lessons and discussion lectures on books, but in high school, keeping up with the readings were overwhelming. For instance, one time it took me one hour to read five pages of Harper Lee’s To Kill aRead MoreMy Favorite Class2070 Words   |  9 Pages7. What I liked, disliked, and would change about the class Overall, the class has been an incredible experience. I will truly never forget the lessons that I have learned, the friends that I have made, and the people that I have helped and gotten to know. The class is a great opportunity and I think that anyone who is able to take it should at least consider it. Although there were most definitely some struggles throughout the year, I will not deny that I enjoyed the majority of the year. It hasRead MoreHot or Not?: My Favorite Readings from Class637 Words   |  3 Pagesthis class I wasnt sure how I would like it or how good I would do in it because i have heard many things about it. At first, it was very, very hard class to take because we had to read Hamilton and I freaking hated it. Absolutely hated it. HATED IT. But after we were done with Hamilton and I really got the hang of doing packets I found out that it is not that horrible. On the plus side we do get to read some actually good stuff. Although we haven’t had many readin gs this semester my favorite onesRead MoreMy Three Favorite Stories from English Class599 Words   |  2 Pages Many times when you read different texts you will get a sense of wonderment and complete adoration for it. When you truly like something this much it will have that effect. This is my favorite three stories from Mr. McGee’s freshman Honors English Class. The first story that I really enjoyed from McGee’s class was the story known as â€Å"Slam, Dunk, Hook†. This story is all about Basketball. The feelings when you play, the intense emotions of the game, and the craziest and most adored moves ofRead MoreGraduation Speech - Original Writing1375 Words   |  6 PagesMr. Bausch s language arts class. For our first assignment we had to make a cereal box about our selves. Once we were finished we had to present in front of the class. Once my name was called I went up and stood in front of the class. My legs were shaking and my heart was pumping. I speed right through it and hurried back to my seat I was so proud of my self. Now in eighth grade, we had to present a motivation speech, I got up and confidently presented it to the class. I have changed a lot over aRead MoreMy First Day Of Grade At Springfield Essay1249 Words   |  5 PagesI remember my first day of 4th grade at Springfield local. I was nervous, the teache r who would be teaching me was known to have made students do a lot of writing. Of course I have written out small sentences and maybe some alphabetical practice on paper before, but I have never written thoughts or ideas that coursed through my nine year old brain. We were advised to bring a journal to keep all year throughout the class, to write about whatever topic the teacher desired to assign to the classroomRead MoreMy Favorite Pieces Of Literature910 Words   |  4 Pages â€Å"Examples of My Favorite Pieces of Literature† There are many different types of Literature, and throughout high school, most of us read and study famous pieces written by popular authors. I enjoyed reading and studying all types of literature in school, but my favorite was a story or poem that talked about how to overcome the obstacles and unforeseen circumstances we sometimes face in life. I chose the following three pieces because each one had an impact on me and gave me motivationRead MoreAnalysis Of The Poem Lorena By Lucille Clifton1293 Words   |  6 PagesThough out this class I learned a lot, I never really read much poetry and did not realize how much meaning poems can have. I am glad that we read so many different types and styles of poems and books. It really helped me get a well rounded understanding of poetry. My favorite unit was the collection unit. The other poems we read taught me a lot about the other topics we touched on as well. Before this class I never really gave poetry much thought, this class o pened up my eyes to how important poetryRead MoreMy Favorite Science Memories From Elementary School1486 Words   |  6 Pagesthe planets; we made a mobile representing all of the planets and had an acronym to remember them in order. Another one of my favorite science memories from elementary school was when we learned about the water cycle. We learned a song to go along with it. I still remember the song and will never forget the water cycle. My elementary school had a science lab that each class visited once a week. We did experiments like making ice cream (which we were not allowed to eat) and dissecting owl pellets

Data security and privacy protection issue in cloud †Free Samples

Questions: 1. Define and explain the concept of the following terminologies: Electronic Records Management; Business intelligence (BI) and Analytics; Data and text mining; Big data analytics and data discovery; Enterprise architecture; Management information systems; Data life cycle and data principles; Cloud computing. 2. How does "data and text mining" create business value? 3.What are the problems associated with cloud computing? Give two examples and provide some solutions.. Explain your answers. 4. Study "Data Quality Determines Systems Success and Failure" in your text book [Chapter 2,IT at Work 2.1] and answer the following questions: Why was an EIS designed and implemented? What problems did executives have with the EIS? What were the two reasons for those EIS problems? How did the CIO improve the EIS? What are the benefits of the new IT architecture? What are the benefits of data governance? 5. Study "Opening Case 3.1: Coca-Cola Manages at the Point That Makes a Difference" in your text book [Chapter 3] and answer the following questions: Why is it important for Coca-Cola to be able to process POS data in near real time How does Coca-Cola attempt to create favorable customer experiences? What is the importance of having a trusted view of the data? What is the Black Book model? Explain the strategic benefit of the Black Book model. Answers: Answer 1 Electronic record management is a program or a set of programs that is designed to store records digitally. Generally a software is used in creation and maintenance of records. Business Intelligence analytics refers to use of different technologies, application and practices for collection, integration, analysis and proper presentation of business information (Chen, Chiang Storey, 2012). Data mining deals with the examination of one or more pre existing database gathering certain required information (Wu et al., 2014). Text mining on the other hand refers to the process of derivation of quality information from text or unstructured information. Big data analytics refers to the idea and strategy of investigating large and different or varied types of data sets, which helps in uncovering the hidden patterns and unknown correlations (Kambatla et al., ). Data discovery is related to business analytics and deals with the collection of data from different databases. Enterprise architecture can be defined as a conceptual blueprint for defining the structure and operations of a particular organization (Lapalme, 2012). It examines how an organization will be able to achieve its goals, both current and future. Management information system can be defined as a computerized database for organizing and managing the financial operations and information in an organized manner (Laudon Laudon, 2016). It is capable of producing regular reports associated with the operations of the management in every level. Data life cycle can be defined as a sequence of stages that gives an overview of a data from its initial generation to its archival or deletion (Chen Zhao, 2012). There are six major stages in a data life cycle, which are generation or data capture, maintenance, active use, publication, archiving and purging. Cloud computing is a process and use of a network based on remote that are hosted over internet that helps in managing, storing and processing the data instead of using a local server. It can be also termed as delivery of computing services over internet (Dinh et al., 2013). Answer 2 Data and text mining helps in analyzing the customers behavior and market competition from the set of collected data. This not only improves competitive advantage in business, but also helps in identifying the latest trends in the market place (Witten, et al., 2016). Since text mining deals with examination of unstructured data as well, it helps an organization in risk and threat detection. Furthermore, it increases customer engagement and helps in taking better business decisions, thus creating business value for the organization. Answer 3 There are certain issues that are applicable to cloud computing. The different risks are as follows (Zissis Lekkas, 2012)- There is a high chance of data breach and unauthorized access to the customer and business data stored over an insecure business network. Therefore data security concern is one of the major problems associated with cloud computing. Cloud computing includes dependency on service providers. For ensuring uninterrupted services, it is essential to acquire a vendor service. Selection of a proper vendor is another major problem associated with cloud computing. The problems associated with cloud computing can be solved by implementing proper security mechanisms such as encryption and authentication to prevent breach of the data stored in cloud computing (Arora, Parashar Transforming, 2013). The problem associated with vendor selection can however be mitigated by the maintaining a legal agreement between the vendor and the client. The cloud computing vendor should be trusted enough to allow data access (Jadeja Modi, 2012). Answer 4 The EIS was developed and implemented to equip the senior managers a proper knowledge of data resources (internal and external) including the key performance indicators (KPIs). The KPIs are associated with their specific requirements. The EIS was a complete failure. The problems that executives found with the EIS was that only half of the data provided by the EIS implemented was associated to the decision making and analysis of the employees at the corporate level. Furthermore, the data was not accessible or available when needed. The two main reasons of the problem are as follows- The IT architecture of the EIS was not designed for customized reporting as it was based on financial accounting rules. The user interface was quite complicated and therefore, the executives could not easily review the KPIs. In order to make the EIS more efficient, the CIO worked with the task force for designing and implementing completely new EA. Proper policies of data governance were implemented in order to standardize the different data formats. The benefits or advantages of the new IT architecture were that, its process was more business driven instead of financial reporting and therefore it was easier to make changes or modify. Furthermore, there was need of fewer IT resources for the system maintenance. The main benefit of data governance is that it eliminates the costly and time consuming ad hoc analysis. Answer 5 POS captures data from retail channels and uses it to create customer profiles. In Coca-Cola, huge volume of data is analyzed in order to make the departments more and better time sensitive. POS data can be analyzed and can be used for supporting the collaborative planning and forecasting and therefore, it is important for Coca-cola to process the important data in real time. Coca-cola attempts to create favorable customers experience by implementing data governance program. It further makes use of the Big data to understand the need and preferences of the customers. Having a trusted view of the data helps in strategic business planning, which further increases the profit margin of the company along with the enhancement of the customers experience. Black Book model brings together the detailed data of the 600+ flavors that is needed for preparing the orange juice for creating a consistent taste. The model helps in specifying the process of creating a consistent taste. The strategic benefit of Black book model is that it defines the specific relationship between the variable that reduces the uncertainty associated with a business process. References Arora, R., Parashar, A., Transforming, C. C. I. (2013). Secure user data in cloud computing using encryption algorithms.International journal of engineering research and applications,3(4), 1922-1926. Chen, D., Zhao, H. (2012, March). Data security and privacy protection issues in cloud computing. InComputer Science and Electronics Engineering (ICCSEE), 2012 International Conference on(Vol. 1, pp. 647-651). IEEE. Chen, H., Chiang, R. H., Storey, V. C. (2012). Business intelligence and analytics: from big data to big impact.MIS quarterly, 1165-1188. Dinh, H. T., Lee, C., Niyato, D., Wang, P. (2013). A survey of mobile cloud computing: architecture, applications, and approaches.Wireless communications and mobile computing,13(18), 1587-1611. Jadeja, Y., Modi, K. (2012, March). Cloud computing-concepts, architecture and challenges. InComputing, Electronics and Electrical Technologies (ICCEET), 2012 International Conference on(pp. 877-880). IEEE. Kambatla, K., Kollias, G., Kumar, V., Grama, A. (2014). Trends in big data analytics.Journal of Parallel and Distributed Computing,74(7), 2561-2573. Lapalme, J. (2012). Three schools of thought on enterprise architecture.IT professional,14(6), 37-43. Laudon, K. C., Laudon, J. P. (2016).Management information system. Pearson Education India. Witten, I. H., Frank, E., Hall, M. A., Pal, C. J. (2016).Data Mining: Practical machine learning tools and techniques. Morgan Kaufmann. Wu, X., Zhu, X., Wu, G. Q., Ding, W. (2014). Data mining with big data.IEEE transactions on knowledge and data engineering,26(1), 97-107. Zissis, D., Lekkas, D. (2012). Addressing cloud computing security issues.Future Generation computer systems,28(3), 583-592.

Online Banking Essay Example

Online Banking Essay Table of contents 1. Abstract 2 2. Introduction 3 3. Group Assignment 4. 1. Functionality 7 4. 2. Advantages 9 4. 3. Disadvantages 12 4. 4. Impact of the Technology 13 4. 5. Conclusion 14 4. 6. References 15 4. Individual Assignment 5. 7. Human Aspect of Computing 7 5. 8. We will write a custom essay sample on Online Banking specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Online Banking specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Online Banking specifically for you FOR ONLY $16.38 $13.9/page Hire Writer 1. Recommendation 19 5. 8. 2. References 19 5. 8. Security Issue 20 5. 9. 3. Recommendation 22 5. 9. Real-time Systems 23 5. 10. 4. Recommendation 25 5. 10. 5. References 25 5. Group Task Report 26 Abstract Today, technology is part of our life and certainly, it effect on all the matters of our life. It can help us to live easier and more comfortable. It even effect on how we communicate with and how we do trades and businesses with each other. One of the inseparable parts of technology that we use is E-banking. It’s one of the most important parts of effect of technology on our life. Day by day it become bigger and more complicate, we must study on it and know the advantages and disadvantages of this new technology if we want to get more benefit of it. In this research we are going to explain what exactly Electronic banking means and explain the definition of E-banking and talk about it problem and benefit for us. We are going to explain the advantages and disadvantages of this new technology and give some recommendation about it problems. We are going to talk about it functionality and know about that where we should use this technology to get more benefits. Introduction E-Banking It is an umbrella term for the process by which a customer may perform banking transactions electronically without visiting a brick-and-mortar institution. The following terms all refer to one form or another of electronic banking: personal computer (PC) banking, Internet banking, virtual banking, online banking, home banking, remote electronic banking, and phone banking. PC banking and Internet or online banking is the most frequently used designations. It should be noted, however, that the terms used to describe the various types of electronic banking are often used interchangeably. Guide to E-Banking With the improvement of online banking, you don’t have to do all yours banking in person. No more waiting in the lines. No more dealing with bank officer. Online Banking gives you this chance to sit at home on your sofa and access to your account 24/7. You can transfer money from an online account to another one or get information about certain check has cleared or not. In this way your Personal Computer becomes a virtual bank. Ready to Cooperation you with your banking needs. Common E-Banking Services Retail Services| Wholesale Services| Account management| Account management| Bill payment and presentment| Cash management| New account opening| Small business loan applications, approvals, or advances| Consumer wire transfers|Investment/Brokerage services| Commercial wire transfers| Loan application and approval| Business-to-business payments| Account aggregation| Employee benefits/pension administration| You may hear electronic banking as a different names like: Online Banking, Home Banking, Internet Banking or PC Banking. They are simply different names for same product. You’ll need two things to banking online: a Personal Computer and a modem connected to phone line. If you use your bank’s software, you’ll normally have to use a Dial-Up connection to access your account directly from the bank’s computer. Otherwise you’ll have to go to your bank’s website on the Internet. You will need an Internet connection and a web browser. (Google Chrome, Mozilla Firefox, Internet Explorer). Definition of E-Banking E-banking is defined as the automated delivery of new and traditional banking products and services directly to customers through electronic, interactive communication channels. E-banking includes the systems that enable financial institution customers, individuals or businesses, to access accounts, transact business, or obtain information on financial products and services through a public or private network, including the Internet. Customers access e-banking services using an intelligent electronic device, such as a personal computer (PC), personal digital assistant (PDA), automated teller machines (ATM), kiosk, or Touch Tone telephone. While the risks and controls are similar for the various e-banking access channels, this booklet focuses specifically on Internet-based services due to the Internet’s widely accessible public network. Accordingly, this booklet begins with a discussion of the two primary types of Internet websites: informational and tra nsactional. History of E-Banking At the early 1980s step by step modern home online banking services took the place of distance banking service. Online services started in New York in 1981 when four of the city’s major banks (Citibank, Chase Manhattan, Chemical and Manufacturers Hanover) offered home banking services using the videotext system, because that video text got commercial failure. This banking service never became popular except in France and UK. In France videotext (Minitel) was subsidised by the telecom provider and in the UK Prestel system was used. First UK bank which was setup home online banking services was Bank Of Scotland for the use of customers from Nottingham Building Society (NBS) in 1983. The system used was based on the UK’s Prestel system and used a computer, such as the BBC Micro, or keyboard (Tandata Td1400) connected to the telephone system and television set. The system was gave chance to customers to view their statements, bank transfers and bill payments. Stanford Federal Credit Union was the first financial institution to offer online internet banking services to all of its members in October 1994. Today, many banks are just virtual banks on the Internet. These banks don’t have real Branches instead they offering better interest rates and online banking features. Online Banking Methods We have 3 ways to banking online: Bank Software Your bank will give you Special Software to install on your PC. The software will allow you to connect to your bank’s computer through a Special network instead of using Internet, then u can access to your account. Internet-Based You can access to your account information through bank’s website via modem connect to Internet Personal Finance Software Software such as Quicken or Microsoft Money allows you to exchange financial information with your bank. The software connected to Bank’s computer via Internet-Based. But your bank system must be compatible with this software. Mobile Banking In their simplest form, mobile banking services enable users to receive information on their account balances via SMS. The new WAP- and Java-enabled mobile phones using GPRS support a wider variety of banking services such as fund transfers between accounts, stock trading, and confirmation of direct payments via the phone’s micro browser. Functionality If you want to use online banking, for example in CIMB Clicks (CIMB Bank Online Banking Websites), firstly you should go to the nearest CIMB Bank branch to get the password. This password is function as the user account of online banking system. After you get the password from the bank, you can directly login into CIMB Bank online banking system, but at the first you must register first by filling the CIMB Bank Online Banking Account Registration Form (write your name, address, choose the online banking user ID and password, etc. and also put the password that given by the bank into the form (the chosen password may different with the password that given by the bank, depends on you). After the registration is successful, then you can put the user ID and the password and login. When login, you have to put the correct user ID and the password, you will successfully login into online banking. And then, after that, all of the transaction menu will appear at CIMB Bank Online Banking Websites Homepage. To see your CIMB Bank account balance, you just click the Account Enquiry menu in CIMB Click homepage, and then your CIMB Bank account balance will appear followed by your CIMB Bank account number and type of your CIMB Bank account. In Account Enquiry menu you also can check your transaction history, by clicking your CIMB Bank account number. If you want to transfer your money, between your saving account and current account or vice versa, or transferring money between CIMB Bank account and others bank account, you just click Transfer Funds menu in â€Å"CIMB Click† homepage. And then, you will need a TAC code for do transfer money. TAC is Transaction Authority Code, that functionally for do transfer money, and TAC code can you earn by register your mobile number to the CIMB Bank and the TAC code will be sent to your mobile number by SMS. And then, after you receive the TAC Code, enter the code and you are ready for transferring your money. But, before you confirm transferring your money, you can view the transaction details, in order to check the money recipient name and the recipient bank account number. If you want to pay your bills, you just choose what bill to be paid, and then money from what account which you will use, then enter the TAC (Transaction Authority Code), and then confirm. If you want to reload your mobile phone prepaid card, you just enter your mobile phone number, select your mobile phone operator, then enter the reload value, money from what account which you will use, and then enter the TAC (Transaction Authority Code), and then confirm. Basically, the method of the others transaction is same with money transfers, pay bills, and reload mobile phone prepaid method. You just fill the transaction requirement, enter the TAC (Transaction Authority Code), and then confirm. Advantages At the page before, we already describe what is online banking system and how does this system work. Every system usually has an advantages and disadvantages. At this segment we want to describe what the advantages of this online banking system. 1. Pay your bill online You can use online banking to pay your bills. By using online banking system, you don’t have to worry for stamps again and it can protect yourself from the mistakes that you have done for example check that you have lost it in the mail. Most banks will have a section in which you set up payees. When you are using online banking system, you will need to fill out the information once, and then you can just simply choose that profile every time you pay a bill online that you want to see. If the bank that you use doesn’t have any online bills payment system you can also do the paying trough other online company. But usually this kind of company will charge some amount of fee. 2. Effective and efficient Online banking conducts the transactions from the comfort of your home. It is wasting time and energy if we go to the bank. Rather than go directly to the bank, we can use the time and energy to do another more useful things. Paying bills online becomes easier because of this system. Many banks offer online calendars, which is use to assist us about the monthly payment of bills and prevent a thing called default. However, not all transactions can be done online. There are some transactions and actions that would require direct interaction with the bankers. 3. Free to use (access) Almost all the online banking services which are available right now are offered free by many banks to all who want to use it. But there are also some banks that charge a certain amount for using this online service system. Normally, bank that has many branches will have the online banking service system, but smaller banks may not have the online banking service. 4. View you transaction Online banking system allows you to access your account history and transactions anytime anywhere. By using this online banking system, you gain the quickest way to check your account and see if your account has cleared from the transaction that you have been made. This can help you to find out the amount of a transaction from the receipt that you have lost. It also allows you to find out any transactions that you didn’t make and it is there more quickly. And also this system can help you to resolve the issues that you have more quickly. 5. Transfer money between account Online banking system also allows you to transfer money between accounts much more quickly. It is more efficient than using the automated phone service, and can save you trip to the bank that can cost you some money. When you are using online banking system, make sure that all of the accounts that you have at the bank are listed. This will make you easier to transfer money to other account and make loan payments online if you wanted to. 6. Easy account maintenance By using online banking system account maintenance become very easy. Online Banking makes you easier to keep track of your balance and the activity of your accounts. For those who have multiple accounts in the same bank, many online banking systems allow you to check the balances of all of your accounts at once. Besides that, you can also easily go back and forth between your accounts and monitor their activity easily. 7. Account alert Online banking also got one system that user can use called account alert set up. This system sends an email or even text message to you based upon certain criteria that you have applied. For example, if you have any bill payment that is doubled or stated twice, there will be an electronic check is drafted and mailed, you could set up an alert to be sent to you advising when the bank has mailed out the payment. Other alerts like weekly activity alerts, statement alerts, and low balance alerts are also included. These alerts provided to monitor your account easier. The advantages of online banking are increasing every time. Banks realize that online banking have the potential for savings and also focus on the â€Å"Go Green† event by reducing the amount of paper usage. Over time, you will realize the convenience and cost effectiveness to your budget as you see the money and time saved by using this online banking system. Disadvantages Although online banking has many benefits or advantages for the customers, actually online banking also has some drawbacks or disadvantages. Here are some of the drawbacks or the disadvantages of online banking. 1. The most important drawbacks or disadvantages, which often occurs on the bank customers is about security issues. Hacker probably still could hack the customer’s online banking account although the online banking website is heavily encrypted. Some bank’s customers who use online banking, suddenly complaint to the bank because their money that saving in their bank account suddenly lost, stolen by unknown persons (refers to the hacker), and the bank cannot do anything. 2. Bank’s customers must have a User ID and Password for login on the online banking website. To get the User ID and the password, customers must come to the bank for applying online banking User ID and waiting for a moment for approval. Of course the customers will spend much time for doing that. 3. Online banking is hard to navigate at the first time. Many bank customers got confused when they had first time login at online banking site. Some bank customers got little-bit confused about the feature in the online banking websites at the first time. 4. Online banking cannot do withdraw the money directly. When you are lazy to go to ATM, if you want to do withdraw the money, of course you should go to the ATM to withdraw money. Except if you want to do money transfer, pay your bills, top up your mobile phone value, etc. , you can use online banking when you are lazy to go to the ATM, so you don’t need to go to ATM for doing that (transfer money, etc. ). So, if you are in case of emergency, need the money immediately, you cannot withdraw your money immediately via online banking. 5. Online banking has lack of trust. When you are using online banking for doing transaction, you may wondered whether you are doing the right thing or not, or you are doing transaction correctly or not, because you did not get the transaction receipt. So, you cannot make your own record because the receipt did not print. Printing the transaction statement is important, if someday there is mismatch of data with the bank’s data, maybe you will think that your money is lost. Impact of the Technology Of course we all already know the term e-banking. But, how much effect the changes caused by this technology to CIMB companies? In this section, we will explain what changes are happening with the e-banking system coming up. With the e-banking system, CIMB obtain higher profits than banks that do not use e-banking system. Why? Due to the existence of such systems, virtually CIMB will be open 24 / 7. So profits will be generated even greater because there is no limit of time if there is any customer that wanted to do some transactions. By having e-banking system, CIMB don’t need to have many buildings because all transactions can be done online. Which means any costumers that have internet access can access to his/her account without going to the bank itself and by doing that, CIMB will save more because they only need to have server rather than a new building in different areas which cost more money. By using e-banking, CIMB will have more satisfied customers because customers can do their transactions faster, easier, safer and more reliable. So people prefer to choose banks which have e-banking system. If many people join that kind of banks, the profit of that bank will automatically raise. Conclusion The Internet has grown exponentially, with more than 30 million users worldwide currently. The Internet enhances the interaction between two businesses as well as between individuals and businesses. As a result of the growth of the Internet, electronic commerce has emerged and offered tremendous market potential for today’s businesses. One industry that benefits from this new communication channel is the banking industry. Electronic banking is offering its customers with different services: Customers are able to be in touch with their banking accounts as well as make financial transactions from virtually anywhere without time wasting. Electronic Banking is offered by many banking due to pressures from competitions. In order for electronic banking to continue to grow, the security and the privacy aspects need to be improved. With the security and privacy issues resolved, the future of electronic banking can be very rosperous. The future of electronic banking will be a system where users are able to interact with their banks â€Å"worry-free† and banks are operated under one common standard. References Peterson, Marcus. 2006. Ezine Articles. Advantages of Internet Banking. [online]. Available at: http://ezinearticles. com/? Advantages-of-Internet-Banking;id=273438. [Accessed 28 October 2010] Kenny, Joseph. 2006. Ezine Articles. Benefits Of Online Banking. [online]. Available at: http://ezinearticles. com/? Benefits-Of-Online-Banking;id=358315. [Accessed 28 October 2010] Caldwell, Miriam. n. d. About. com. Three Advantages of Online Banking. [online]. Available at: http://moneyfor20s. about. com/od/financialinstitutions/tp/Online-Banking. htm. [Accessed 28 October 2010] ShawnTe, 2010. Bright Hub. The Advantages of Online Banking. [online]. Available at: http://www. brighthub. com/money/personal-finance/articles/35101. aspx. [Accessed 28 October 2010] World of the Wise. 2009. Hubpages. Online Banking: 10 disadvantages you must know. [online]. Available at: http://hubpages. com/hub/Online-Banking-10-disadvantages-you-must-know. Accessed 30 October 2010] Bantwal, Natasha. n. d. Advantages and Disadvantages of Online Banking Services. [blog] n. d. Available at: http://www. buzzle. com/articles/advantages-and-disadvantages-of-online-banking-services. html. [Accessed 30 October 2010] Russel, Michael. 2007. Ezine Articles. Online Banking: Advantages and Disadvantages. [online]. Available at: http://ezinearticles. com/? Online-Banking:-Advantages-and-Disadvantages;id=445102. [Accessed 30 October 2010] Cheahyuniq, 2009. Hubpages. The Basics of Internet Banking using CIMB Clicks. online]. Available at: http://hubpages. com/hub/The-Basics-of-Internet-Banking-using-CIMB-Clicks. [Accessed at 30 October 2010] MYeCASH, n. d. How to use CIMB Clicks?. [online]. Available at: http://myecash. com. my/topup/CIMB_Clicks_guide/myind. html [Accessed 30 October 2010] CIMB Clicks, n. d. Frequently Asked Questions. [online]. Available at: http://www. cimbclicks. com. my/faq_tac. htm. [Accessed 30 October 2010] Human Aspects of Computing Human Computer Interface (HCI) HCI is describing about how human interact with the computer. In this part, I want to explain about how human interact with the computer which is online banking to get what user wants. In order to get what the user desire, there must be some acts from the human because this system cannot work without any interaction from the user. While using this system, firstly users need to sign into the e-banking website which is CIMB-Click. To do some transactions in this part, users need to sign in by using their own registered ID. After that they need to choose what transactions will they do then the computer will redirect the user to the webpage they desire. E. g. transfer money. After getting to this kind of website, the system will ask for the amount of the money will the user transfer and which other account the user will transfer to. In case that the users still don’t have any registered ID in CIMB Click, they just simply need to fill some form that CIMB already provide. By doing that all, it proves that computer need some acts or interactions with the users while processing. Ergonomics Ergonomics is also important things that banks to notice. By ergonomics, it means that we must put some attentions to the user’s size. At ATM machine, banks design the machine in like a way so that any size of user will not have a hard time to use it. E. g. the height of the ATM machine, how the monitor facing and etc. System Failure System failure of a system can be caused by many things. Most of them are caused by the misact of the user themselves. At this segment will explain about what and why system fails. Lack of information This system failure happens because the system didn’t provide the user all the information that they need to use that system that will cause a system failure. Maybe for young user they still can use that system, but for old people, this system is very complicate because they don’t understand what should they do and that cause the system fail. Natural disaster Natural disaster can also make the system fail. For example if there is any bad weather such as thunder storm and raining hardly can cause the internet down and because internet down, automatically we also cannot use the online banking. Technical issues Talking about technical issues, there are actually two kinds of technical issues. The first one is internal technical issues. This system failure usually caused by the error of the program or software which that system using. If we applied to e-banking, we can say that we cannot draw some money from the ATM because there are any technical issues with the server. This is called system failure. The second one is the external technical issues. This system failure usually caused by the error of the hardware which that system using. In e-banking, usually external kinds of technical issues can be found if there is any problem with the for example hard drive, monitor, etc. Human Health Concern In human aspects of computing, health concern also one of the important topic. Why? Because if didn’t concern about health while using some technologies which is available right now, people will suffer the negative effect of technology. For example computer stressed injuries. What is a computer stress injury? Usually many people seat in front of their computer for a long time because they are working or doing something else. This can cause people to have a fair amount of computer stress, from minor amounts of frustrations and become huge frustrations. By having a high level of stress can actually kill people themselves. Most of the worker which have a high level of stress may have a higher risk of having a heart diseases or even cancer. So by knowing that e-banking system should have a more simpler kinds of progress so people can get it through without any stress or sitting in front of the computer too long. Recommendation Judging by the similarities and differences that I discuss, e-banking should have more reliable and saver system such as server, prog rams, and way to use it because all this elements can effects the user’s satisfaction. The higher or lower profits of will the bank get depends on high or lower the customer satisfaction. And also bank should make the system easier so aged people can use this system and less consuming time for the customers who use this system. References Alex. 2008. Healthy Healthy List. Top 4 Health Problems Caused By Computer Use. [online]. Available at: http://heheli. com/business/top-4-health-problems-caused-by-computer-use. [Accessed 29 October 2010] Security Issue Nowadays technologies had effected on smallest matters of our life. It changed that how we behave to other people and how we do business today. As result of Internet and new technologies, Electronic Commerce has come out, allowing trades easily be in touch with their customers and other companies inside and outside of their industries. One of the important industries that use these new technologies is Electronic Banking. Elec tronic Banking systems lead the demanding of customers to new things compare to before, demand for any time any where services, and products with respect to demanding of customers change and get more complicate. According to these complication and changes of banking systems, discuss the security on Electronic Banking become so disturbing and important. They are some tips that should care about side, customer and bank. First we are going to mention the tips that customer must care about them: Phishing Phishing happen when you an E-mail, text message and IM that shows to be from your bank. If you click on the link and enter your username and password, you may be giving your information to another person. You must always know that your bank never going to contact you in this way or never ask you to provide your username and password. Hackers will create banking website exactly same looks with your real bank website. Saved Username and Password For your Tranquility, many online browsers like Safari, Internet Explorer (IE), Firefox and Google Chrome will automatically save your passwords and usernames to login to your account for the next time that you use it. If the computer that you are using is ever lost or stolen or if you are using a public computer that other people may have access to, they may have access to your information. This matter can be avoided by not allowing your username or password to be saved when these Internet providers ask you to save your username and password. Viruses Viruses, which are created by hackers, are group of codes that can cause different things to happen when it installs on a PC or network. Viruses can collect personal information or your login information. Using a good anti-virus software and do not click on suspicious emails or links that you do not know can protect you from viruses. Now we are going to talk about Security on E-banking for Banks: ATM By using of ATM Machine you can withdraw cash money from your account. You ha ve to put your bank account inside the machine, and then the machine will ask you for the password. Usually, when you apply for ATM Card from your bank, your bank will ask you to put in your Card in to the ATM Machine for the first time and change your password. Usually the banks have limit to withdraw money from your account per day, this is for preventing of abusing your card. It means that if you lost your card and sadly someone find your card and find out your password, he/she can’t withdraw from your account more than limit of the day before you report about your card to your bank. Related Papers No related posts.